supplemental life insurance

The Supplemental Life Insurance Plan permits you to purchase additional life insurance coverage for yourself beyond what is automatically provided by the Chevron Basic Life Insurance Plan. 

  • This coverage is optional; you need to enroll if you want to participate.
  • If you enroll, you’ll pay the full cost of coverage at group rates.
  • This benefit is for employees only; you cannot cover dependents.
If you’re eligible to participate in Chevron's U.S.-payroll health and protection benefits, you're eligible to participate in Supplemental Life Insurance coverage.
  • Assigning Coverage. You can make a gift of your life insurance coverage to one or more people — or to an organization, such as a bank or law firm, that serves as a trustee. If you’re considering assigning your coverage, you should be aware of the personal, legal and tax implications. Review all the rules outlined the Plan’s summary plan description and consult with your attorney. Contact the HR Service Center if you need to assign coverage.
  • Accelerated Benefit Option. You can request an accelerated payment of Plan benefits if you’re terminally ill and meet other eligibility requirements to receive an accelerated benefit. Review the Plan’s summary plan description or contact the Plan’s insurer for more information.
  • Will Preparation Service. Face-to-face and telephone consultations for preparing and updating a will, living will and power of attorney is included with your Supplemental Life Insurance coverage. Learn more.
  • Funeral Discount and Planning Services. Funeral discount and planning services are included with your Supplemental Life Insurance coverage at no additional cost to you. Learn more.

The plan's summary plan description and other key plan documents are included below, later on this page.

You need to enroll in the Supplemental Life Insurance Plan to be covered by this benefit. 

If you’re eligible to participate, you can choose to enroll in this Plan at any time.

  • Enroll on the BenefitConnect website or by calling the HR Service Center.
  • For certain coverage amounts, if you enroll within 31 days of becoming an eligible employee or due to a qualifying life event, proof of good health is generally not required.
  • If you enroll at any other time, proof of good health will be required.

You can make changes – including starting, stopping, increasing or decreasing coverage – at any time. 

  • Make changes to this coverage on the BenefitConnect website or by calling the HR Service Center.
  • Depending on the type of change, proof of good health may be required.
  • You don’t have to provide proof of good health to decrease or cancel coverage.
Your beneficiary is the person or persons you name to receive benefits payable if you die. You can complete beneficiary designations for this and other applicable Chevron benefits on the BenefitConnect website or by calling the HR Service Center. Learn more about beneficiary designations.
Visit the Leaving Chevron section of this website for more details about what happens to this Plan when you leave or retire.
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will prep service

Will preparation services are included with your coverage at no additional cost to you.

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funeral planning service

Funeral discount and planning services are included with your coverage at no additional cost to you.

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accelerated benefit option

You can request an accelerated payment of benefits if you’re terminally ill and meet other eligibility requirements. Review the plan’s summary plan description or contact the insurer for more information.

plan documents

The summary plan descriptions (SPD) provides specific details about your benefits, such as eligibility, covered services and participation rules. If there recent updates to the SPD since the last publication date, look for the summary of material modification (SMM) included in the very front of the book.

The documents listed below are called a summary of material modification (SMM). An SMM explains recent updates to your plan that are not yet captured or updated in your summary plan description (SPD) since the last publication date. Be sure to review the SMM for an understanding of important plan updates.

Review the Certificate of Insurance to understand what is covered under the plan.

contacts

supplemental life insurance plan

  • Plan Type  Life Insurance
  • Eligibility  U.S. Payroll Employees
  • Enrollment  Enroll on BenefitConnect or call the HR Service Center
  • Claims Administrator/Insurer  MetLife
  • Plan Number 865
  • Phone For eligibility and to verify coverage amount, call the HR Service Center (Choose Manage Benefits, then Health, Disability, Life, Accident Insurance option) 
  • Phone To report a death, call the HR Service Center
  • Phone To talk to MetLife directly, 1-800-638-6420
  • Website  Verify eligibility and coverage amount on BenefitConnect
  • Beneficiary Designations   Get started here
  • Claim Form  Contact MetLife

This web page provides only certain highlights about changes of benefit provisions. It is not intended to be a complete explanation. If there are any discrepancies between this communication and the legal plan documents, the legal plan documents will prevail to the extent permitted by law. Oral statements about plan benefits are not binding on Chevron or the applicable plan. There are no vested rights with respect to Chevron health care plans or any company contributions towards the cost of such health care plans. Rather, Chevron Corporation reserves all rights, for any reason and at any time, to amend, change or terminate these plans or to change or eliminate the company contribution toward the cost of such plans. Such amendments, changes, terminations or eliminations may be applicable without regard to whether someone previously terminated employment with Chevron or previously was subject to a grandfathering provision. Some benefit plans and policies described in this document may be subject to collective bargaining and, therefore, may not apply to union-represented employees.